Tricia Wang, a social scientist, consultant, and thoughtleader, is on a relentless quest to ensure technology serves humanity, fostering social impact at the intersection of data and humanity. Renowned for helping companies unearth pivotal customer behavior insights to unlock growth,Tricia co-founded Sudden Compass andhas advised industry giants like Google, Spotify, and P&G. As an acclaimed speaker, Tricia's enlightening keynotes and her TED Talk delve into AI, data, and their societal, economic, and personal impacts. Currently penning a book on how humans can be more human in the age of AI, Tricia is documenting an
emerging skillset amongst those who work well with AI.

Lyle Radke joined Fannie Mae in 2013 and is a Principal of Collateral Risk/Policy. His team establishes and maintains policies for property eligibility, appraisals, and condo project standards. He holds a master’s degree in geology from Brigham Young University and is a certified residential appraiser in New Mexico. He advises the team on policy matters. Recent initiatives from his team include updated Appraiser Independence Requirements (AIR), adoption of the ANSI sq. ft. standard, valuation alternatives for certain purchase loans, the Undervaluation Risk Flag in Collateral Underwriter® (CU®), and the Uniform Property Dataset (UPD), and reconsideration of value requirements (ROV). Current workstreams include the Appraiser Diversity Initiative®, the next generation Uniform Appraisal Dataset, appraisal bias mitigation, hybrid appraisal requirements, and additional enhancements to CU. He is also responsible for Fannie Mae’s quarterly Appraiser Update newsletter and frequently speaks to lenders, risk investors, and appraisers about Fannie Mae’s collateral risk management policies, programs, tools, and vision for the future.

Thomas H. Humphreys is a career-long real estate appraiser. He grew up measuring houses with his father, an appraiser. In the course of the past 30 years, Mr. Humphreys has appraised property across the country. He is a hearing officer for the Davidson County Board of Equalization. He has been a contract investigator/reviewer for the State of Tennessee Department of Commerce and Insurance. He also assists attorneys who represent citizens accused of crimes. Mr. Humphreys is a partner in Appraiser eLearning and is the director of education for StoryboardEMP, LLC, an education media company.

Bryan S. Reynolds, CDEI™ is a KY/TN Certified General Real Property Appraiser, a registered agent with the TN State Board of Equalization and an AQB Certified USPAP Instructor. He has testified and appeared in various courts, planning and zoning boards as both an expert and as an agent making valuation arguments before local and state hearing officials and Administrated Law Judges. Reynolds is the owner of Bryan S. Reynolds & Associates, Reynolds Appraisal Service and a partner in Appraiser eLearning, www.appraiserelearning.com. He provides residential and commercial valuation services throughout the region and various educational offerings, mentoring, consulting and litigation support services throughout the country as well as being available for lectures and is well known for his Think Outside the "Check" Box approach.

Nathan Brannen is the Chief Product Officer for Restb.ai. Restb.ai is the leader in real estate computer vision solutions. Restb.ai’s artificial intelligence automatically tags and classifies property photos with real estate-specific information. Nathan specializes in partnering with industry innovators to implement AI technology.

At ABB Enterprise Software, Brannen was Global Product Manager. He wrote design requirements, maintained backlog and determined priority for Agile scrum team designing and creating a new shared software framework. Brannen oversaw the design, beta release, and successful general release of the product platform and was recognized with ABB Top Talent Award. Brannen also managed a software platform focused on helping energy utilitiesaround the world (developed and emerging markets) make operational and planning decisions by focusing on forecasting, generation optimization, market bidding, constraint modeling and future resource expansion Worked with clients from the six major continents to model their unique power portfolios and markets while executing projects ranging from local deployments to cloud based (Azure) solutions.

Brannen holds an MBA from IESE Business School (Barcelona) and a Bachelor of Science from Georgia Institute of Technology.

Ken DeFeo is a Senior Manager of Risk Management at Fannie Mae. He manages the team updating the Uniform Appraisal Dataset to better meet the needs of the mortgage industry and provide better clarity around appraisal reporting. DeFeo has worked in the Mortgage and Real Estate industry for 30 years with extensive experience in loan originations fulfillment, quality control and servicing valuations. At BNC Mortgage in 1995, he helped drive technological expansion while maintaining quality. DeFeo then worked on vendor contracts for JP Morgan Chase, where he also oversaw the startup of a QA department to validate vendor quality and internal audits. He then oversaw appraisal operations and was tasked with improving visibility around appraiser quality and the customer experience.

Sean Murphy is a Certified Residential appraiser, appraising residential real estate since 1992. As Freddie Mac’s Credit Policy Risk Analytics Manager, he manages the Freddie Mac team of appraisal experts in the redesign of the Uniform Residential Appraisal Report (URAR); a joint effort with Fannie Mae to update the Uniform Appraisal Dataset (UAD) to reflect changes to the appraisal industry, address future appraisal needs, and facilitate ongoing digitization in the appraisal process and the mortgage industry. Originally hired by Freddie Mac for the creation and design of the Loan Collateral Advisor (LCA); a web-based tool that analyzes appraisal reports and provides a view of appraisal quality and valuation risk. Prior to Freddie Mac, Sean supervised the calibration of the cost and market models for all residential real estate assessments for Fairfax County, Virginia’s most populated county.

Damien Weldon is Director, Product Management of ICE Valuation Analytics, where he oversees product management and data science for automated valuation models and collateral products. A seasoned practitioner, he has over 20 years’ experience in quantitative solution development. Before joining ICE, he was managing director, business development at Vichara Technologies. Prior to Vichara, he held a number of senior business
development, product management, and data science roles at CoreLogic. Damien has a bachelor’s in science in physics and mathematics from the University of Dublin and a master’s of science in mathematical modeling and numerical analysis from the University of Oxford.

Toni Moss is the founder and CEO of AmeriCatalyst LLC and EuroCatalyst BV, “sister” advisory firms with specialized services for investors and companies engaged in global housing finance, residential real estate and Single Family Rental (SFR). She is also Chairman of the Board of The AmeriCatalyst Idea Lab, a non-profit that generates viable ideas to improve the products, processes and practices of the housing industry, as well as stabilize and sustain the housing ecosystem.

Toni is a very unique force in housing; with an entrepreneurial background in corporate intelligence, strategy and scenario planning, market positioning and trend forecasting, she is both a catalyst and connector to move agendas forward. Moss has hands-on operational and senior management experience in 23 national markets around the world, and is one of few housing experts with a truly global perspective on the industry.

In one of the most important roles of her career, From 1996 to 2001 Toni was the Director of Corporate Development for Bouwfonds in the Netherlands. In that role, she was instrumental in facilitating the first mortgage securitization in Continental Europe, and was pivotal in creating the first and largest third-party, cross-border servicer in Europe; the world’s first structured covered bond, and the world’s first shared servicing utility (in Spain). From 2001 to 2009, she was responsible for some of the largest new market / cross border entries for firms engaged in investment banking, mortgage origination, mortgage servicing, mortgage insurance, and title insurance in the European Union.

Cathy Putegnat is an appraiser, consultant, and author. Witha career spanning almost two and a half decades, Cathy has established herself as a trusted professional in the industry. Throughout her career, Cathy has kept pace with the ever-evolving real estate landscape, staying informed about the latest industry regulations, advancements in technology, and valuation methodologies. Cathy has a dedication to constant professional development and learning.

Cathy has been an independent business owner for most of the span of her career beginning in Colorado. After spending 5 years in Colorado, Cathy and her family left the mainland and spent the next 12 years living,
breathing, and working in the beautiful islands of Hawaii. During that time, Cathy not only was the owner and operator of her appraisal firm, she was also the chief consultant for Appraiser Aide, a data entry company for Appraisers across the country. In 2018, Cathy and her husband left the islands and she continued her professional career path in Oregon and Washington. Cathy currently serves on the State of Oregon Appraisal Board, has served on the board for the National Association of Appraisers, and continues to serve on committees for the National Association of Appraisers. In her free time, Cathy enjoys hiking, spending time at thecoast, sky-diving, and spending time with her family .

Andrew Komaromi is Director of Business Planning & Analysis at Stewart Valuation Intelligence. Andrew sits on Stewart's corporate-wide Artificial Intelligence Council, bringing over a decade of experience in strategic data analytics and business insights. Growing up professionally within an Appraisal Management Company (AMC), Andrew uses his industry knowledge to distill complex data into actionable strategies, now further amplified by artificial intelligence. Leveraging advanced machine learning and large language models, he continuously drives data accuracy, operational efficiency and strategic insight. Under Andrew's guidance, Stewart Valuation Intelligence confidently stands as the industry's premier AMC, pioneering forward-thinking innovations at the intersection of data analytics and artificial intelligence.

Peter Christensen is an attorney. His law practice is focused on providing legal counsel for matters concerning real estate valuation services and insurance coverage. He's the author of Risk Management for Real Estate Appraisers and Appraisal Firms published by the Appraisal Institute. His clients include appraisers, appraisal firms and management companies, as well as investors and technology companies. Prior to forming the Christensen Law Firm (www.valuationlegal.com), Peter worked with the national law firms of Latham & Watkins LLP and Irell & Manella LLP. For 14 years, he then served as the general counsel of LIA Administrators & Insurance Services, which provides liability insurance to thousands of appraisers, appraisal firms and right-of-way service providers. He continues to provide risk management education on behalf of LIA. Peter earned both his BS and JD at the University of California at Berkeley.